Bank of America Travel Rewards and American Express Blue Delta Skymiles Card Comparision Review

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Delta Airlines has products to arrange all of its frequent flyers with 4 different co-branded credit cards. The Delta SkyMiles® Blueish American Express Menu -- ane of the few no annual fee travel cards -- is an cheap choice. (Meet rates and fees.) Not paying an almanac fee is squeamish, just information technology also ways this card is lite on benefits. Go along reading this Delta SkyMiles® Blueish American Express Menu review to learn what information technology offers.

Nifty for: Toll-conscious Delta flyers

Delta SkyMiles® Blue American Express Card

Intro April

Purchases: N/A

Balance Transfers: North/A

Regular APR

15.99%-24.99% Variable

With no almanac fee, this is carte du jour is a slap-up choice for people who frequently fly Delta.
- No annual fee
- Welcome bonus offer
- Bonus miles on Delta and restaurant purchases
- Statement credit on in-flight purchases
- No foreign transaction fee
- No free checked pocketbook
- Mediocre rewards charge per unit
- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your commencement iii months.
- No Almanac Fee.
- Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.Southward.
- Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
- Pay with Miles: take up to $50 off the cost of your flying for every v,000 miles y'all redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit later y'all utilize your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No Strange Transaction Fees.
- Terms Apply.

Full Amex Blue Delta Skymiles review

This credit card is a good fit for: Travelers who occasionally fly with Delta Airlines. Frequent flyers may be meliorate off with one of Delta's other airline credit cards, since those offering more benefits.

Tiptop perks

Although the Delta SkyMiles® Blueish American Limited Card isn't feature-packed, it does have some valuable perks.

No annual fee

Most travel rewards credit cards accuse an almanac fee, but the Delta SkyMiles® Bluish American Express Carte du jour is a rare exception. That makes it a good option if you lot want to earn miles without having some other bill to worry most. (Run across rates and fees.)

Welcome bonus offer

Y'all'll earn 10,000 bonus miles for spending $500 on purchases with your carte du jour in the offset iii months. Terms use. There are more valuable sign-up bonuses available, just this is a reasonable offer for a travel card with no almanac fee.

Rewards

This card earns 2x miles on purchases with Delta and at restaurants, including takeout and delivery. It earns 1x miles on your other purchases. Terms utilize.

20% back on in-flight purchases

If you lot're on a Delta-operated flight and you use this card to purchase food, drinks, or an sound headset, yous'll get 20% back equally a argument credit. Terms use.

No foreign transaction fee

Y'all won't need to pay a foreign transaction fee when you use this card internationally. Terms apply. (Run into rates and fees.)

Consumer and travel protections

The Delta SkyMiles® Blue American Express Card offers purchase protection* and extended warranty* coverage. Plus there's motorcar rental loss and damage insurance**. Terms utilise.

Alternatives to consider

If you fly Delta and want a bigger welcome bonus: The next footstep upwardly in Delta'due south lineup is the Delta SkyMiles® Gold American Express Menu. For a $99 almanac fee (waived the get-go yr, see rates and fees), you'll get several additional benefits, including a free checked bag on Delta flights, priority boarding, and a much bigger welcome bonus. Terms employ.
If you want flexible travel rewards with no annual fee: For an piece of cake-to-use, no annual fee travel bill of fare, check out the Discover it® Miles. You'll earn a flat rate of i.5x Miles on your purchases, and to arrive even ameliorate, Discover matches the miles you lot earn in your first yr of using the card for new cardholders. You tin can redeem miles towards any travel purchases (or equally cash dorsum) at a flat rate of $0.01 per Mile.

As of Apr. 01, 2022


Delta SkyMiles® Gold American Express Card	Discover it® Miles
Rating image, 4.00 out of 5 stars. 4.00 stars We want your money to piece of work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.	Rating prototype, 4.50 out of 5 stars. 4.l stars We want your coin to work harder for y'all. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
Apply Now for Delta SkyMiles® Gold American Express Menu On American Express' Secure Website. Terms utilize	Apply Now for Notice it® Miles On Discover's Secure Website.
Read Full Review	Read Full Review
Rates & Fees	Rates & Fees
Credit Rating Requirement: Expert/Splendid (670-850)	Credit Rating Requirement: Good/First-class (670-850)

Welcome Offer: 40,000 bonus miles	Welcome Offer: Discover Match

Rewards Program: 1X - 2X miles	Rewards Programme: ane.v Miles per dollar on all purchases

Intro APR: Purchases: Due north/A Balance Transfers: Northward/A	Intro Apr: Purchases: 0% Intro Apr, 15 months Balance Transfers: 0% Intro April, fifteen months

Regular APR: 15.99%-24.99% Variable	Regular APR: 12.24% - 23.24% Variable APR

Annual Fee: $0 introductory annual fee for the first year, and then $99.	Annual Fee: $0

Highlights: Earn 40,000 bonus miles after yous spend $1,000 in purchases on your new Card in your first 3 months. Enjoy your first checked bag free on Delta flights. Earn 2X Miles on Delta purchases, at U.South. Supermarkets and at restaurants worldwide, including takeout and commitment in the U.Due south. Earn 1X Mile on all other eligible purchases. $100 Delta Flying Credit: After you spend $10,000 in purchases on your Carte in a calendar yr, receive a Credit to use toward future travel. Savor a $0 introductory Annual Fee for the first year, then $99. Terms Apply.	Highlights: UNLIMITED BONUS: Simply Notice gives y'all an unlimited match of all the Miles you've earned at the end of your first year. For case, if y'all earn 35,000 Miles, y'all get 70,000 Miles. There'south no signing up, no minimum spending or maximum rewards. Merely a Miles-for-Miles friction match. Automatically earn unlimited ane.5x Miles on every dollar of every buy - with no annual fee. Redeem Miles to pay any role of your monthly bill, including your minimum payment. Turn Miles into cash in any amount, any fourth dimension. Or redeem as a statement credit for travel purchases similar airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However y'all redeem, Miles proceed the same value. And Miles never expire. No Coma Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Observe it® Miles card. Discover is accustomed nationwide by 99% of the places that have credit cards. Freeze your business relationship in seconds with an on/off switch either on the mobile app or website to prevent new purchases, greenbacks advances, and rest transfers. Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Get an warning if we detect your Social Security number on any of thousands of Dark Spider web sites.* Actuate for gratis. Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Discover Match® details & other information.
Employ Now for Delta SkyMiles® Gold American Express Card On American Limited' Secure Website. Terms use	Apply At present for Find it® Miles On Discover's Secure Website.
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What could exist improved

There are a couple areas where the Delta SkyMiles® Blue American Express Card comes up curt.

No free checked bag

This is a useful benefit of many airline credit cards, equally it tin save you coin on every flight. If you regularly travel with more than a carry on, you'll likely want to become with one of Delta's costlier credit cards that offer this perk. Terms use.

Mediocre rewards rate

This menu isn't the best for earning rewards. Even if yous're only comparing credit cards with no almanac fee, there are other options that have more bonus categories and/or earn more points in their bonus categories.

Find the best credit carte du jour for your needs

Compare credit carte du jour rewards, fees, APRs, and more using our side-past-side comparison tool.

Suggested credit score

A FICO® Score of 670 or higher is suggested to utilize for the Delta SkyMiles® Blue American Limited Card.

There are some exceptions, and it is possible to get canonical with a lower credit score. But since your application is more than likely to be denied with a lower score, you'd be better off edifice your credit offset and applying later.

This card is right for you lot if:

You typically wing with Delta and want to earn miles with the airline, only you don't want to pay an annual fee. The Delta SkyMiles® Bluish American Express Card is all-time suited to travelers who only fly a few times per year and don't need many extra perks, such equally a free checked bag or airport lounge access.

If yous're a frequent flyer with Delta, and then you may be improve off getting 1 of its cards with more than travel perks. The Delta SkyMiles® Gold American Express Carte du jour is a solid upgrade, and the Delta SkyMiles® Platinum American Express Card also has a lot to offer. But if you only need a basic Delta credit card, so theDelta SkyMiles® Blue American Limited Card will do the play a trick on.

FAQs

Amex is known for higher-than-usual credit limits. The specific credit limit you're granted depends on a number of factors, including income, credit score, payment history, and other criteria.
A FICO® Score of 670 or college is suggested. If your score is lower but your other qualifications are excellent -- including your income and payment history -- you may still qualify.
Yes, this card can be used internationally. Amend yet, y'all won't pay foreign transaction fees.

The Motley Fool recommends Amex.

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Source: https://www.fool.com/the-ascent/credit-cards/delta-skymiles-blue-american-express-card-review/